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Zip now, pay later.

Zip gives you the freedom to buy the things you love today. No fuss, no wait, no worries.

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Nothing to pay today

We pay the store , you get the goods, or the store sends the goods

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Interest free with Zip Pay

We pay the store , you get the goods, or the store sends the goods

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Flexible repayments

We pay the store , you get the goods, or the store sends the goods

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Reusable account

A reusable account with a limit that suits your needs

Can’t pay everything now? No worries – lets ZIP it.

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$99.99

Your everyday spending account

Under $1000

Account limits
Up to $1,000
Interest
Interest free, always
Minimum repayments
From $40/month
Establishment Fee
$0
Monthly account fees
$7.95/month (waived if your statement balance is zero)
Apply for Zip Pay
Title
$99.99

Your everyday spending account

Under $1000

Account limits
Up to $1,000
Interest free period
Up to 0 months interest free*
Minimum repayments
From $40/month or 3% of the outstanding balance (whichever is greater)*
Establishment Fee
A one-off establishment fee may apply.
Monthly account fees
$7.95/month (waived if nothing owing)
Apply for Zip Money

How can I use Zip at Outdoor Camping Disorder?

Want it.
Choose the items you love.

Zip it.
Select Zip at the checkout

Own it.
Set your repayments and enjoy your purchase.

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All you need is:

  • A valid email address and mobile number.
  • Be at least 18 years old.
  • Be an Australian Citizen or Permanent Resident
  • Have a good credit history.
  • Read more about what you need to apply for Zip Pay and Zip Money

Repayments:

  • Choose from weekly, fortnightly or monthly payments to suit your lifestyle
  • Repayments start from $40 a month and are based on your account’s credit limit.*

How to use Zip:

  • Choose the account that’s right for you.
  • Sign up and get a decision in minutes.
  • Select Zip at checkout.
  • Log into your account to set up your repayment schedule to suit your lifestyle.
  • Reuse your account anywhere you see the Zip logo.

Returns and refunds:

  • If your item meets Outdoor Camping Disorder’s returns policy, the purchase amount will be credited back to your Zip account.

Fees and interest:

  • Zip Pay purchases are interest free, always.
  • For Zip Money, when the interest free period expires, the annual standard percentage of 19.9% applies.
  • Pay your statement closing balance, in full, by the due date and we’ll waive the $7.95 monthly Zip Pay fee. The $7.95 monthly account fee for Zip Money is waived if you have nothing owing.
  • If there’s nothing owing on your account, there’s nothing to pay and no fees.

Learn more about zipPay